There's a difference between someone asking you "what is your money for?" and someone asking you to put eight things in order, no ties allowed. The first question is easy, you can answer with a few words and feel good about your answer. The second is much harder. All of this relates to understanding your... Continue Reading →

Before I opened a spreadsheet, before I tracked a transaction, before I did anything, most personal finance guides start with, I wrote a financial autobiography. Roughly three pages. Honest, not polished. The reason is that the patterns you bring to money are mostly inherited and mostly invisible. Inherited from family, from culture, from the specific... Continue Reading →